Specialized Financial Planning

With over a combined 50 years behind us, we’ve got the experience to help you with whatever financial challenges you may face.

We’ve also invested in advanced education and training so we can best serve you. Our financial planning credentials include:

CERTIFIED FINANCIAL PLANNER™ professionals

AIF® Accredited Investment Fiduciary

Chartered Special Needs Consultant (ChSNC®)

Retirement planning is far more difficult today than it’s ever been. Previously, many people received a pension. Then, you could also roll your stocks into bonds that were earning good interest rates.

Today, pensions are rare and interest rates are near generational lows. In addition, people are living longer, meaning your retirement nest egg may need to stretch farther.

At Foran Financial Group, we’re retirement planning specialists. We not only help you while you’re accumulating for retirement; we help you create smart distribution strategies. That simply means we also focus on how and where you will draw your income in retirement.

What can smart retirement income planning do for you?

• Help you carefully manage risk as you transition from generating an income to living off of your assets
  
• Help you identify the most tax-efficient* way to draw from assets, to help your money last longer
  
• Help you keep your assets generating a return for you in a safe manner
  
• Help you stress-test your income based on different scenarios, so you’re prepared, not surprised
  

*While we are familiar with the tax provisions of the issues presented herein, as Financial Advisors of LPL Financial, we are not qualified to render advice on tax or legal matters. You should discuss tax or legal matters with the appropriate professional.

Financial planning for a special needs child requires a very high level of diligence. Incorrect assumptions or faulty projections can have devastating consequences.

At Foran Financial Group, we’ve helped many families plan for the financial needs of their special needs child or family members. Our team includes a Chartered Special Needs Consultant (ChSNC®).

We’re well versed in all of the aspects of special needs financial planning:

• Special needs trusts
  
• ABLE accounts
  
• Making the most of government programs planning
  
• Estate planning considerations for a special needs child
  

We’ll work closely with your special needs estate planning attorney, or we can recommend one. Regardless, we’ll remain involved to help ensure everything is implemented properly.